In the informaiton age the best defense against credit card and identity fraud is to monitor your credit reports.  THis can be done by you the consumer activly checking all three reporting agencies, or by signing up for a monitoring service. 

The advantages of a montioring service are that

•    Identity theft insurance
•     Notify you if any changes to your credit report happen

Equifax Monitoring Service:

Experian Monitoring Service

TransUnion Monitoring Service:

Order Credit Monitoring Now!

Learn what to do when you are a fraud victim